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8th Apr 2020 - Dont see a deal for you? ... CALL.CHAT.MAIL OUR FRIENDLY TEAM FOR YOUR TAILORED QUOTE..

Tier 3

Regal have teamed up with a privately funded specialist lender who are often able to offer contract hire finance where mainstream lenders cannot.

Even with less-than-perfect credit rating, you can now apply for car finance with bad credit and lease your next vehicle with Regal. Credit scores reflect the risk that lenders take when offering poor credit car finance, meaning a strong repayment record will normally result in a good credit history and thus a higher credit rating, showing the lenders’ confidence that their money will be paid back. Other factors that affect your credit score include:

- County Court Judgements (CCJ)
- Individual Voluntary Arrangement (IVA)
- Bankruptcies
- Stability with your address and electoral roll
- Stability in the age of your accounts

The more stable your situation is, the more creditworthy you are likely to appear to potential lenders. Lenders feel more at risk when lending to someone with a poor credit score as opposed to lending to those with good credit. As a result, rates will be higher, and a deposit may be required to cover the risk of not keeping up with payments.

The way we are set up means we can consider personal proposals with a low tier 3 or even 4 credit score or even poor credit history, or simply in situations where a specialist, more individual or bespoke approach is called for.

Please see below some examples of current nearly new vehicle offers for personal contract hire. All deals can be tailored to meet individual needs. It is possible to choose from most brand new makes and models, however, we offer pre-owned vehicles as a cost effective alternative.

We also have a solution for Start-Up and poor credit business contract hire > LEARN MORE

Note: Stock vehicles are available with as little as one month upfront- contact us for terms. Please note that prices are indicative- availability of nearly new vehicles changes frequently. All prices and vehicles are subject to availability and credit.


Absolutely brilliant from start to finish ,very professional ,and happy with outcome ,would recommend to anyone.

Hyundai Tucson - Alan H

Outstanding from the first to the last call. Dealt with Tim, answered every query and email within hours if not before. I would highly recommend this company and Tim to anyone. Able to find the car we required even though many other companies had tried and failed.

VW TRoc - Robin M

Fantastic support from start to finish. Answered every email (even if a stupid question) made sure that it was best deal we could get and we couldn’t be happier with our lease. Look forward to doing business again.

Karl F

Excellent service from start to finish - went the extra mile to get the car sorted ASAP

BMW i3 - Lee

Can't rate these guys enough. No hard sell. Honest prices and the process of ordering was smooth with all documents online so no waiting for things in the post. Couldn't be more helpful and was always quick with updates. Car turned up and is superb.


Regal Autolease are experts in bringing you the very best car, van and pick-up leasing deals in Redditch and surrounding areas.

Whether you're a private individual looking for the best cheap lease deal on your next vehicle, or a large company in Redditch replacing a number of your cars, vans or pick-ups ,we have the experience and dedication to ensure your needs are met.

We have thousands of Redditch vehicle leasing deals on our website, but if you can't find what you're looking for, please give our team a call on 0333 016 3483 or send us a quotation request Car Leasing Redditch or Car Contract Hire Bromsgrove - We have it covered!

Kia Sportage - James

Fantastic service!!! Tim is very helpful and will always follow up, it was great to work with a company I never had to chase! The process was very quick! I had worked with previous vehicle companies in the past and it was a nightmare, working with Tim is a breath of fresh air! I recommend anyone to use his services!

Mercedes A-Class - Natasha

Great and friendly service, always there to answer any questions I had, I would definitely recommend Regal Autolease in the future.

Renault Clio - Kenny

By far the easiest way to buy a car online. Tim very efficient, professional and helpful all the way through the journey. I'll recommend any day!

Kia Sportage - Godwin B

From start to finish the experience was professional but Tim made one feel like you were dealing with an old fashioned family firm. Whenever there was an issue he went out of his way to circumvent any foreseeable problems. Would not hesitate to recommend Regal to any prospective lessor.


We currently don't have any Tier3 cars on our website.

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